Insurance Alternative That Makes Cosmetic Treatments More Affordable

  1. April 2, 2024
  2. 14 MIN READ

Despite a medical, psychological, or cosmetic need, insurance may not cover all or any of the costs of your treatment.

When this happens, patients often feel like they don’t have options or resources to pay for healthcare expenses.

Fortunately, CareCredit is a medical credit card that provides patients with an insurance alternative, and encompasses a wide-range of services, including cosmetic procedures and plastic surgery. 

Keep reading to learn how CareCredit can help you finance your cosmetic treatments and make them more affordable.

CareCredit is a financing option for medical and health-related expenses. However, unlike a traditional credit card, it offers patients unique terms and promotions.

Additionally, it is accepted by over 200,000 providers to make care affordable and accessible.

Can I Use CareCredit for Cosmetic Treatments?

CareCredit provides patients with the freedom and flexibility that insurance does not. In fact, it can be used for any cosmetic treatment or plastic surgery procedure with participating providers.

That means that Botox, dermal fillers, laser procedures, non-invasive and surgical body contouring, facial rejuvenation, and many more treatments can be financed with CareCredit. 

As a result, cosmetic treatments or surgeries are no longer out of reach because they’re not covered by your insurance or you’re unable to pay the full amount upfront.

What Are CareCredit’s Financing Options?

CareCredit offers short and long-term financing options, many of which have zero or low interest rates.

For purchases over $200, individuals have the choice of six, 12, 18, and 24-month financing. Plus, there is zero interest if monthly payments are made on time and the full balance is paid by the end of the promotional period.

Longer financing options include 24, 36, 48, and 60 month plans with a reduced APR and fixed monthly payments required until the amount is paid in full.

How Do I Apply for CareCredit?

To apply for financing with CareCredit visit www.carecredit.com and begin the application process. After entering pertinent information, click submit and you will receive an approval or denial right away.

If approved, you will receive an account number and card will be mailed to you.

For additional information about financing your cosmetic treatment with CareCredit, please call our office today.

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